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Certificates of Deposit (Business)
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Certificates of Deposit (Business)


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Business Checking Products
Descriptions
Limitations Restrictions Disclosures

Certificates of Deposit

Don’t forget about:

Business Checking

  • Free Business Checking
  • Corporate Checking

Loans

  • Commercial Mortgages
  • Construction Mortgages
  • Working Capital Line of Credit
  • Term Equipment Leasing
  • Cash Reserve

Cash Management Services

  • Lockbox Services
  • Merchant Services
  • Payroll Services

Insurance

  • Bonding
  • Life Insurance
  • Disability Insurance
  • Business Continuation Insurance
  • Liability Insurance
  • Property Insurance
  • Inventory Insurance
  • Group Disability
  • Group Health
  • Key-Man Insurance
  • Specialty Insurance

Financial Services

  • 401K Group Plans
  • Investments & Securities
  • Trust and Estate Planning

Insurance - Insurance is sold in New York by ENB Insurance Agency, Inc., which is affiliated with Evans National Bank. Policies are underwritten by, and are obligations of, insurance companies which are not affiliated with Evans National Bank. When you buy insurance, you are dealing with a licensed agency, not Evans National Bank. Evans National Bank cannot require you to obtain insurance from a particular agency or with a particular insurer. You have the right to obtain insurance from the agent of your choice and your decision will not in any way affect Evans National Bank's credit decision.

Financial Services – Securities are offered through O’Keefe Shaw & Co., Inc. Member NASD SIPC. Products purchased through O’Keefe Shaw may lose value, are not deposits with obligations of, or guaranteed by Evans National Bank or affiliates and are not insured by the FDIC.


Competitive interest rates
Current Rate Chart

Interest payment options:
Compounded
Deposited into checking or savings account
Check mailed to customer

Minimum to Open
$500.00 minimum opening balance

Early withdrawal penalty may apply

Automatically renewing
(3 month to 5 year terms)

Short or long term investments

Additional monthly, quarterly, semi-annual or annual income depending upon term of account and interest payment option chosen.

For more information about the ease of opening a Certificate of Deposit, ask one of our representatives for more detail. Branch locations and telephone numbers.

Available for purchase at our conveniently located branches

  • Cashier's Checks-when checks are not accepted
  • Certified Checks-when guaranteed funds are needed
  • Money Orders-in place of writing a check
  • Travelers’ Checks – VISA® -U.S.
  • Savings Bonds – Series EE and Series I available online also

Free services at our branches

  • Notary Public Signature Guarantee
  • Night Depository Services
  • Mail Deposits
  • Safe Deposit Box Rental

 

 

 

FDIC Equal Housing Lender