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Comercial Loan and Mortgage
Comercial Loan and Mortgage We know how important fast, local decisions are!
From term loans, mortgages and lines of credit to business checking, low cost business deposit services, cash management and more, Evans National Bank has the financial services your company needs. And, with local decision makers right here in Western New York, we’ll give you flexible solutions, direct answers and the respect you deserve. Plus, we offer a full line of insurance products through ENB Insurance Agency, Inc. (716.549.3500) and equipment leasing through Evans National Leasing, Inc. (716. 926.2010).
Capital Access Program 
| Business capital when your
small business needs it most! The Capital Access Program (CAP) is a line of credit connected with our low cost business checking account that can provide your business with much needed capital to expand, to cushion your business against risk and/or to smooth the peaks and valleys of cash management. For more information, please contact any branch or call 716.926.2000. |
Commercial Mortgages
| Long-term financing is available for either owner occupied or investment properties. Variable rate or fixed rate options with various terms and repayment schedules are available. To learn more call 716.926.2000. |
Construction Mortgages
 | Construction financing is available with interest only payments due during the life of the construction period. This loan is available only in conjunction with permanent financing and can be used to help finance construction of a building from land clearing through completion. To learn more call 716.926.2000. |
Working Capital Line of Credit
 | Interest only monthly payments. This aids in short-term cash flow needs due to peaks and valleys in the business operating cycle. To learn more call 716.926.2000. |
Term Equipment Financing
 | Specific equipment financing based on the useful life of the equipment. To learn more call 716.926.2000. |
Cash Reserve
| Evans National Bank offers a line of credit that works in conjunction with your checking account for overdraft protection. (Based upon approved credit.) To learn more call 716.926.2000. |
