Corporate Checking 
Don’t forget about: Personal Checking and Savings Accounts Business Savings and Time Deposits - Business Savings Account
- Business Money Market
- Business Sweep Account
- CDs
Loans - Commercial Mortgages
- Construction Mortgages
- Working Capital Line of Credit
- Term Equipment Leasing
- Cash Reserve
Cash Management Services - Lockbox Services
- Merchant Services
- Payroll Services
Insurance - Bonding
- Life Insurance
- Disability Insurance
- Business Continuation Insurance
- Liability Insurance
- Property Insurance
- Inventory Insurance
- Group Disability
- Group Health
- Key-Man Insurance
- Specialty Insurance
Financial Services - 401K Group Plans
- Investments & Securities
Trust and Estate Planning
Insurance - Insurance is sold in New York by ENB Insurance Agency, Inc., which is affiliated with Evans National Bank. Policies are underwritten by, and are obligations of, insurance companies which are not affiliated with Evans National Bank. When you buy insurance, you are dealing with a licensed agency, not Evans National Bank. Evans National Bank cannot require you to obtain insurance from a particular agency or with a particular insurer. You have the right to obtain insurance from the agent of your choice and your decision will not in any way affect Evans National Bank's credit decision. Financial Services – Securities are offered through O’Keefe Shaw & Co., Inc. Member NASD SIPC. Products purchased through O’Keefe Shaw may lose value, are not deposits with obligations of, or guaranteed by Evans National Bank or affiliates and are not insured by the FDIC.
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No minimum balance required. One of the most competitive earnings credit rates in the industry. A portion or your entire monthly fee may be offset based on the balance maintained in your account. We may be able to save you literally hundreds, even thousands of dollars each year, depending upon your previous banking relationship. Transaction Fees
$.15 for each item paid by us, $.13 for each check deposited, $.25 per deposit, $.50 for each $1,000.00 of currency deposited, $5.00 for each bag of loose coin rolled by us, $.05 for each roll of coin purchased for each monthly statement period. Monthly Maintenance Fees
$10.00 fee for each monthly statement period. You can offset all or part of the monthly maintenance and transaction fee with an earnings credit of $.25 per $100.00 average collected daily balance, less reserve requirement. Statement Type
Monthly statement VISA® Debit card
Your VISA® Debit card works just like an ATM card to perform banking 24/7. It also allows you to make purchases rather than paying cash. It’s more convenient than writing a check. Free ATM card
Use your ATM card to withdraw funds from your Savings Account at an automatic teller machine. Free Online Banking and Free Bill Pay Check your balances anytime from anywhere you have Internet access. Save postage by paying your bills online. It’s fast, easy and very convenient. (Estimated annual value $14) Free Cash Manager for (12 months)
Add Cash Manager to Business Online Banking to make ACH Payments, ACH Receipts, and Payroll Direct Deposit. Free Direct Deposit Free Eas-E Line Telephone Banking 24 hours a day, 7 days a week Various overdraft protection services available. Save on equipment leasing filing fees $175 off any equipment leasing filing fee through Evans National Leasing. Approval turn-around is only 24-hours. SimplyFree checking is available free to all employees. Available for purchase at our conveniently located branches - Cashier's Checks-when checks are not accepted
- Certified Checks-when guaranteed funds are neede
- Money Orders-in place of writing a check
- Travelers’ Checks – VISA®
- U.S. Savings Bonds – Series EE and Series I available online also
Other services at our branches - Notary Public Signature Guarantee
- Night Depository Service
- Mail Deposits
- Safe Deposit Box Rental
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