Evans National Bank
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Free Business Checking
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Free Business Checking


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Business Checking Products
Descriptions Limitations Restrictions Disclosures

Free Business Checking

Don’t forget about:

Personal Checking and Savings Accounts

Business Savings and Time Deposits

  • Business Savings Account
  • Business Money Market
  • Business Sweep Account
  • CDs

Loans

  • Commercial Mortgages
  • Construction Mortgages
  • Working Capital Line of Credit
  • Term Equipment Leasing
  • Cash Reserve

Cash Management Services

  • Lockbox Services
  • Merchant Services
  • Payroll Services
  • Insurance
  • Bonding
  • Life Insurance
  • Disability Insurance
  • Business Continuation Insurance
  • Liability Insurance
  • Property Insurance
  • Inventory Insurance
  • Group Disability
  • Group Health
  • Key-Man Insurance
  • Specialty Insurance

Financial Services

  • 401K Group Plans
  • Investments & Securities
  • Trust and Estate Planning

Insurance - Insurance is sold in New York by ENB Insurance Agency, Inc., which is affiliated with Evans National Bank. Policies are underwritten by, and are obligations of, insurance companies which are not affiliated with Evans National Bank. When you buy insurance, you are dealing with a licensed agency, not Evans National Bank. Evans National Bank cannot require you to obtain insurance from a particular agency or with a particular insurer. You have the right to obtain insurance from the agent of your choice and your decision will not in any way affect Evans National Bank's credit decision.

Financial Services – Securities are offered through O’Keefe Shaw & Co., Inc. Member NASD SIPC. Products purchased through O’Keefe Shaw may lose value, are not deposits with obligations of, or guaranteed by Evans National Bank or affiliates and are not insured by the FDIC.

Minimum to Open
No minimum balance required.

Transaction Fees
Free transactions up to 75 each month with minimal charges thereafter.

Check Writing
Unlimited Check Writing

Minimum Balance Requirement
None

Monthly Maintenance Fees
None

Statement Type
Monthly statement 

Free VISA® Debit card
Your VISA® Debit card works just like an ATM card to perform banking 24/7. It also allows you to make purchases rather than paying cash. It’s more convenient than writing a check.

Free ATM card
Use your ATM card to withdraw funds from your Savings Account at an automatic teller machine.

Free Online Banking and Free Bill Pay
Check your balances anytime from anywhere you have Internet access. Save postage by paying your bills online. It’s fast, easy and very convenient. (Estimated annual value $14)

Free Cash Manager for (12 months)
Add Cash Manager to Business Online Banking to make ACH Payments, ACH Receipts, and Payroll Direct Deposit.

Free Direct Deposit

Free Eas-E Line Telephone Banking 24 hours a day, 7 days a week

Various overdraft protection services available.

Save on equipment leasing filing fee $175 off any equipment leasing filing fee through Evans

National Leasing. Approval turn-around is only 24-hours.

SimplyFree Checking accounts available free to all employees.

Available for purchase at our conveniently located branches

  • Cashier's Checks-when checks are not accepted
  • Certified Checks-when guaranteed funds are needed
  • Money Orders-in place of writing a check
  • Travelers’ Checks – VISA®
  • U.S. Savings Bonds – Series EE and Series I available online also

 

FDIC Equal Housing Lender