Evans National Bank
Search
Search banking products only
About Us Locations Online Banking Membership Club Discounts Personal Banking Business & Municipal Banking Commercial Loan & Mortgage Center
Mortgage Annual Percentage Rates
You Are Here: Home » Mortgage Annual Percentage Rates

Mortgage Annual Percentage Rates


Interest Rates are effective as of May 13, 2008.


Mortgage Annual Percentage Rates (APR)

Type Term APR Points
Express Mortgage10 Year6.00%0 Points
Conventional Fixed Rate Mortgage15 Year
20 Year
30 Year

5.875%
6.25%
6.25%

0 Points
0 Points
0 Points
Bi-Weekly Fixed15 Year
20 Year
25 Year
5.75%
6.00%
6.125%
0 Points
0 Points
0 Points
My Community Mortgage30 Year6.50%0 Points
Three Year Adjustable Rate Mortgage*15 Year
20 Year
30 Year
5.125%
5.125%
5.125%
0 Points
0 Points
0 Points
Six Year Adjustable Rate Mortgage*15 Year
20 Year
30 Year
5.25%
5.50%
5.50%
0 Points
0 Points
0 Points

Click here to Return to Current Rates

Rates and terms are subject to change without notice. Interest rates assume credit history in good standing. 

Rates listed are for purchase-money, first lien, owner-occupied single family residences. Rates and points may vary according to credit score and LTV.

All loan applications subject to credit and property approval. Flood and/or property hazard insurance is required. Additional fees and closing costs apply. Based on a $100,000 mortgage for 15 years at 5.875%, your monthly payment would be $837.12.

On adjustable-rate mortgages, rates are subject to increase after the initial fixed-rate period.

Maximum loan limits and minimum equity/down payment requirements apply.

Other restrictions may apply.

Additional rates and programs are available.

Borrower is responsible for initial tax and insurance escrow deposits, interest and, if applicable, an origination fee for cash out refinance transactions. Borrower is responsible for a portion of the mortgage tax.


Construction with Permanent Financing is available, please call for details.

FDIC Equal Housing Lender