Evans National Bank
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Simply Now
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Simply Now


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Products / Description
Banking Benefits Package Benefits

Building toward the future…
Ready for the SimplyNOW Checking account?

Savings and Time Deposits

  • Statement Savings
  • Pocket the Savings Program
  • Jr. Statement Saver
  • Money Market
  • Certificates of Deposit
  • In Trust for Accounts
  • Pre-need Burial Accounts

Loans

  • Bi-weekly Mortgage
  • Conventional Fixed Rate Mortgage
  • Construction Loans
  • Fixed Rate Home Equity
  • Jumbo Home Equity

Insurance

  • Auto Insurance
  • Home Owners Insurance
  • Boat Insurance
  • Recreational Vehicle Insurance
  • Disability
  • Second Home or Rental Insurance
  • PDP Insurance

Financial and Estate Planning

  • Annuities
  • Educational Planning
  • Retirement Planning
  • Long-Term Care
  • Investments
  • Securities
  • Mutual Funds

Insurance - Insurance is sold in New York by ENB Insurance Agency, Inc., which is affiliated with Evans National Bank. Policies are underwritten by, and are obligations of, insurance companies which are not affiliated with Evans National Bank. When you buy insurance, you are dealing with a licensed agency, not Evans National Bank. Evans National Bank cannot require you to obtain insurance from a particular agency or with a particular insurer. You have the right to obtain insurance from the agent of your choice and your decision will not in any way affect Evans National Bank's credit decision.

Financial Services – Securities are offered through O’Keefe Shaw & Co., Inc. Member NASD SIPC. Products purchased through O’Keefe Shaw may lose value, are not deposits with obligations of, or guaranteed by Evans National Bank or affiliates and are not insured by the FDIC.

Enjoy all the following banking benefits!

Interest Bearing
SimplyNOW is a variable rate interest bearing account. (Check current interest rates )

Check Writing
Unlimited Check Writing

Minimum Balance Requirement
Just maintain a $5,000 average daily balance in your SimplyNOW account or a $10,000 combined average daily balance in your checking, Statement Savings, EZ Money Market account or Certificates of Deposit to avoid the $14.00 monthly service charge. Minimum balance to earn interest $5,000.

Statement Type 
Monthly statement

Free ATM card
Use your ATM card to withdrawal funds from your Checking Account at an automatic teller machine.

--or--

Free VISA® Debit card
Your VISA® Debit card works just like an ATM card to perform banking 24/7. It also allows you to make purchases rather than paying cash. It’s more convenient than writing a check.

Free Checks
Receive your personally imprinted safety checks at no additional cost. Limit 150 checks per order. (Estimated annual value $38)

Free Online Banking and Free Bill Pay
Check your balances anytime from anywhere you have Internet access. Save postage by paying your bills online. It’s fast, easy and very convenient. (Estimated annual value $14)

Free Smallest Size Safe Deposit Box
For one year where available.

Free Direct Deposit

Free Eas-E Line Telephone Banking 24 hours a day, 7 days a week

Free Bank by Mail

Safeguard Overdraft Service/ Cash Reserve available. (Usage fees may apply.)

$50 Discount on Mortgage Application Fee. Receive a $50 discount on your mortgage application fee when you finance your home with us.

Plus all of the following Membership Discounts are included free with your SimplyNOW checking account.

Pharmacy Savings Program
Save on prescriptions with your discount card or order through the mail. Enjoy significant savings at over 57,000 participating pharmacies. (Estimated annual value OVER $100)

Vision Savings Program
Save up to 60% on eyeglasses and contacts lenses at thousands of retail optical locations nationwide and by mail. Members also receive discounted medical eye examinations and save up to 25% on surgical procedures including LASIK. (Estimated annual value OVER $50)

Personal Identity & Payment Card Protection
Lose a registered credit card, debit or ATM card; simply call the membership services 24-hour toll-free number and all your card issuers will be notified for you. Should you become an identity theft victim, you are also eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity through membership services. (Estimated annual value $30)

Local Services Discounts
Save up to 50% on professional services including dry cleaning, house cleaning, lawn care and business services. You’ll also enjoy discounted rates on automotive services, oil changes, new tires and more. (Estimated annual value $30)

Local & National Dining Discounts
Enjoy savings of up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries. (Estimated annual value $100)

Travel, Hotel & Recreation Discounts
Save up to 50% at over 15,000 hotels in popular destinations worldwide. Enjoy easy online access to discounts at properties such as Hilton, Sheraton, Residence Inns by Marriott, Holiday Inn and many more. Also enjoy preferred rates at several of the nation’s largest condo resort rental companies while saving 10-25% on car and RV rentals. Plus take advantage of discounts on golf and ski vacation packages, airfare, theme park and sporting event tickets and more. (Estimated annual value OVER $350)

Local & Online Shopping Discounts
Enjoy access to discounts at a variety of retailers, locally and online. Take advantage of savings on clothing, electronics, jewelry and more. (Estimated annual value $50)

$10,000 Accidental Death Insurance
You’re protected with $10,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier (scheduled airline, bus, taxi, and train). (Estimated annual value $36)

Emergency Travel Assistance Services
Travel with the peace of mind that help is just as close as a phone call if you need emergency cash or assistance with lost/stolen luggage or travel documents. (Estimated annual value $30)

Free Insurance Review
Free Financial Services Review

 

FDIC Equal Housing Lender