Evans National Bank
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Tiered Business Savings
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Tiered Business Savings


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Business Checking Products
Descriptions
Limitations Restrictions Disclosures

Tiered Business Savings




Don’t forget about:

Business Checking

  • Free Business Checking
  • Free Corporate Checking

Loans

  • Commercial Mortgages
  • Construction Mortgages
  • Working Capital Line of Credit
  • Term Equipment Leasing
  • Cash Reserve

Cash Management Services

  • Lockbox Services
  • Merchant Services
  • Payroll Services

Insurance

  • Bonding
  • Life Insurance
  • Disability Insurance
  • Business Continuation Insurance
  • Liability Insurance
  • Property Insurance
  • Inventory Insurance
  • Group Disability
  • Group Health
  • Key-Man Insurance
  • Specialty Insurance

Financial Services

  • 401K Group Plans
  • Investments & Securities
  • Trust and Estate Planning

Insurance - Insurance is sold in New York by ENB Insurance Agency, Inc., which is affiliated with Evans National Bank. Policies are underwritten by, and are obligations of, insurance companies which are not affiliated with Evans National Bank. When you buy insurance, you are dealing with a licensed agency, not Evans National Bank. Evans National Bank cannot require you to obtain insurance from a particular agency or with a particular insurer. You have the right to obtain insurance from the agent of your choice and your decision will not in any way affect Evans National Bank's credit decision.

Financial Services – Securities are offered through O’Keefe Shaw & Co., Inc. Member NASD SIPC. Products purchased through O’Keefe Shaw may lose value, are not deposits with obligations of, or guaranteed by Evans National Bank or affiliates and are not insured by the FDIC.


Minimum to Open
No minimum deposit to open the account

Minimum Balance Requirement
Interest is earned daily on balances over $100.00

Interest compounded monthly and paid monthly

Interest rates

Tiers
Tier 1 $100 -$2,499.99
Tier 2 $2,500 - $49,999.99
Tier 3 $50,000-and higher

Statement Type
Monthly Statement

Maintenance Fee
$3.00 monthly fee.

Balance requirement to waive monthly maintenance fee
$300.00 minimum daily balance must be maintained for the calendar month.

Free ATM card
Use your ATM card to withdraw funds from your Savings Account at an automatic teller machine.

Free Online Banking
Check your balances anytime from anywhere you have Internet access.

Free Direct Deposit

Free Eas-E Line Telephone Banking 24 hours a day, 7 days a week

Free Bank by Mail
Convenient bank by mail and night depository available

Available for purchase at our conveniently located branche

  • Cashier's Checks-when checks are not accepted
  • Certified Checks-when guaranteed funds are needed
  • Money Orders-in place of writing a check
  • Travelers’ Checks – VISA®
  • U.S. Savings Bonds – Series EE and Series I available online also

Other services at our branches

  • Notary Public Signature Guarantee
  • Night Depository Services -Mail Deposits
  • Safe Deposit Box Rental

 

 

 

FDIC Equal Housing Lender